CANCELLATION GUIDE
Opt out of your company plan and switch to Gabriel Care.
Most employers only allow changes during Open Enrollment (usually fall) or after a Qualifying Life Event (marriage, baby, moving, losing other coverage). Check your employee handbook or ask HR.
Get your Gabriel Care membership active ($299/mo) and ACA Bronze enrolled before making changes to your employer plan. Your wellness coverage starts immediately.
Tell your HR department you want to opt out of the group health plan during the next enrollment period. Ask about any implications — some employers require coverage or adjust compensation.
When your company's enrollment window opens, decline coverage for the next plan year. Your last day of employer coverage will typically be December 31.
Getting married, having a baby, or moving can trigger a special enrollment period. You can drop employer coverage and enroll in ACA outside of open enrollment.
If you leave your job, DON'T elect COBRA ($600-800+/mo). Sign up for Gabriel Care + ACA Bronze instead. Job loss is a qualifying event for immediate ACA enrollment.
Many members keep their employer insurance for conventional coverage and ADD Gabriel Care for wellness. You don't have to choose — you can have both.
Ask Gabriel. He knows the exact cancellation process for every major carrier — Blue Cross, Cigna, Aetna, UnitedHealth, Kaiser, and more.
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