Benefits

What Gabriel Care Covers

The current list of diagnostics, treatments, and modalities Gabriel Care reimburses, most of which traditional insurance will not. This list grows over time. Reimbursement is subject to your monthly wellness pool, plan rules, and any waiting periods shown below.

Covered items
177+
Categories
22

An evolving list

We believe medicine is constantly evolving and improving, and we are always open to adding new categories and providers. If you know a provider or category you think we should look into, please reach out — we would love to hear from you.

And if you are a practitioner interested in partnering with Gabriel, we would be glad to explore whether we can offer coverage for your products and services.

Get in touch
Covered immediately

Wellness & Preventative

Covered

Foundational wellness treatments to optimize your health and prevent disease.

  • IV nutrient therapyVitamins and minerals delivered directly into your bloodstream for rapid absorption and energy.
  • NAD+ IV therapyAnti-aging molecule infusion that boosts cellular energy, brain function, and recovery.
  • Functional medicine visitsRoot-cause focused doctor visits that go beyond symptoms to find why you're unwell.
  • Red light therapy / infrared therapyLow-level light wavelengths that reduce inflammation, heal tissue, and improve skin.
  • AcupunctureTraditional needle therapy that reduces pain, stress, and inflammation.
  • Chiropractic careSpinal adjustments that improve alignment, reduce pain, and support nervous system function.
  • Massage therapyHands-on muscle work for pain relief, recovery, and stress reduction.
  • Lymphatic drainage massageGentle massage that stimulates your lymph system to flush toxins and reduce swelling.
  • Cryotherapy / cold plunge sessionsWhole-body cold exposure that reduces inflammation, boosts recovery, and increases energy.
  • Hyperbaric oxygen therapy (HBOT)Pressurized oxygen chamber that accelerates healing and supports brain function.
  • Infrared sauna sessionsDeep-heat sauna that promotes detoxification, relaxation, and cardiovascular health.
  • Ozone therapyMedical ozone that boosts immune function and fights infections.
  • EBOO therapyBlood oxygenation treatment that removes toxins and enhances immune response.
  • PEMF therapyElectromagnetic pulses that reduce pain, improve circulation, and speed healing.
  • Float tank / sensory deprivationSensory deprivation in saltwater that deeply relaxes the body and mind.
  • Cupping therapySuction cups that increase blood flow, reduce muscle tension, and promote healing.
  • Dry needlingThin needles targeting trigger points to release muscle tension and pain.
  • ReflexologyPressure point massage on feet and hands that stimulates organ function and healing.
  • Reiki / energy healingHands-on energy balancing that promotes relaxation and natural healing.
  • Craniosacral therapyGentle touch therapy that releases tension in the central nervous system.
  • NeurofeedbackBrain wave training that improves focus, sleep, and emotional regulation.
  • BiofeedbackReal-time body monitoring that teaches you to control stress and physiological responses.
  • Sound therapy / vibroacoustic therapyHealing frequencies and vibrations that reduce stress and promote deep relaxation.
  • Breathwork sessionsGuided breathing techniques that reduce anxiety, increase energy, and promote healing.
  • Colon hydrotherapyGentle colon cleanse that removes waste buildup and supports digestive health.
  • Chelation therapyIV treatment that removes heavy metals and toxins from the bloodstream.

Peptide Protocols

Covered

Physician-supervised peptide therapies for recovery, longevity, and optimization.

  • BPC-157Healing peptide that accelerates tissue repair, reduces inflammation, and supports gut health.
  • Thymosin Alpha-1Immune-boosting peptide that enhances your body's defense against infections and illness.
  • GLP-1 agonistsMetabolic peptides (Semaglutide, Tirzepatide) for weight management and blood sugar control.
  • CJC-1295 / IpamorelinGrowth hormone peptides that improve sleep, recovery, and body composition.
  • PT-141Peptide that enhances sexual function and desire for both men and women.
  • SelankBrain-boosting peptide that reduces anxiety, improves focus, and enhances memory.
  • SemaxBrain-boosting peptide that reduces anxiety, improves focus, and enhances memory.
  • EpithalonAnti-aging peptide that lengthens telomeres and supports cellular longevity.
  • KPVAnti-inflammatory peptide that supports tissue regeneration and gut health.
  • GHK-CuSkin-healing peptide that promotes tissue regeneration and anti-aging effects.
  • AOD-9604Fat-burning peptide fragment that promotes weight loss without affecting blood sugar.
  • DSIPSleep peptide that normalizes sleep patterns and promotes deep restorative rest.
  • CerebrolysinNeuroprotective peptide that supports brain recovery and cognitive function.
  • Other physician-supervised peptide protocolsCustom peptide therapies prescribed by licensed medical professionals for specific health goals.

Cannabis Medicine

Covered

Medical cannabis consultations and treatments (CBD nationwide, THC in legal states).

  • CBD treatments and productsNon-psychoactive cannabis compound for pain, anxiety, inflammation, and sleep.
  • THC therapyTherapeutic cannabis for chronic pain, PTSD, nausea, and neurological conditions.
  • Cannabis practitioner consultationsExpert guidance on strains, dosing, and therapeutic cannabis protocols.
  • Medical cannabis evaluationsDoctor evaluation to determine if cannabis therapy is right for your condition.
  • Cannabis tinctures, capsules, topicalsCannabis products in various forms for targeted symptom relief.
  • Dosing protocol consultationsProfessional guidance on finding the right cannabis dose and delivery method for you.

Imaging & Body Scans

Covered

Advanced imaging that sees what standard checkups miss.

  • Coronary Artery Calcium (CAC) ScanA quick, low-dose CT heart scan that measures calcified plaque in the coronary arteries to quantify heart-attack risk years before symptoms appear.
  • Full-Body MRIA comprehensive full-body MRI scan that screens for over 500 conditions including early-stage cancers, aneurysms, organ abnormalities, and spinal issues - all without a single dose of radiation.
  • Medical ThermographyMedical thermography (Digital Infrared Thermal Imaging - DITI) uses ultra-sensitive infrared cameras to detect heat patterns on the surface of your body, revealing areas of inflammation, vascular changes, and abnormal metabolic activity - all without radiation, compression, or contact.
  • DEXA Scan + RMR TestingDual-Energy X-ray Absorptiometry (DEXA) combined with Resting Metabolic Rate (RMR) testing gives you the most precise picture of your body composition and metabolic function available anywhere.

Metabolic & Cardiovascular Labs

Covered

Deep metabolic and heart-risk testing beyond a basic panel.

  • Continuous Glucose MonitorA small wearable sensor placed on your arm continuously tracks your blood glucose levels 24/7, revealing how your body uniquely responds to food, exercise, sleep, and stress in real-time.
  • Organic Acids Test (OAT)The Organic Acids Test (OAT) from Mosaic Diagnostics is one of the most comprehensive metabolic snapshots available, measuring 76 organic acid markers in urine that reflect mitochondrial function, neurotransmitter metabolism, nutrient status, oxidative stress, and microbial overgrowth.
  • Hair Tissue Mineral AnalysisHair Tissue Mineral Analysis (HTMA) measures mineral content and ratios in a small hair sample, providing a 3-month retrospective window into your cellular mineral status, adrenal function, metabolic rate, and heavy metal accumulation.
  • Advanced Lipid PanelAdvanced lipid testing goes far beyond standard cholesterol panels, measuring LDL particle number (LDL-P), particle size, Lp(a), ApoB, and inflammatory markers - the metrics that actually predict cardiovascular risk.
  • Amino Acid PanelAmino acid testing measures the levels of all 20+ amino acids in blood or urine, revealing protein metabolism deficiencies, methylation blocks, neurotransmitter precursor status, and mitochondrial dysfunction markers.
  • Oxidative Stress MarkersOxidative stress testing measures markers of free radical damage (lipid peroxides, DNA damage, protein oxidation) and your body's antioxidant defense capacity (glutathione, SOD, catalase) - revealing the balance between cellular damage and repair.
  • Advanced Cardiovascular Risk PanelAdvanced cardiovascular risk testing goes beyond cholesterol to measure inflammatory markers (hsCRP, Lp-PLA2, MPO), clotting factors (fibrinogen, homocysteine), and vascular health markers (ADMA, TMAO) that drive atherosclerosis and thrombosis.
  • Methylation PanelMethylation panel testing measures key markers in the methylation cycle - homocysteine, SAMe, SAH, methylmalonic acid, and B-vitamin cofactors - revealing how efficiently your body is performing this critical biochemical process that affects detoxification, neurotransmitter production, DNA repair, and gene expression.
  • Comprehensive Inflammatory Markers PanelA comprehensive inflammatory markers panel measures multiple cytokines, inflammatory mediators, and immune activation markers including IL-6, TNF-alpha, IL-1β, hsCRP, ESR, and ferritin - providing a complete picture of systemic inflammation.
  • Comprehensive Metabolic PanelA Comprehensive Metabolic Panel (CMP) is a standard blood test that measures kidney function, liver function, electrolyte balance, and blood sugar - providing essential baseline data on your core metabolic health.
  • Dried Blood Spot TestingDried blood spot (DBS) testing uses a simple finger prick to collect blood onto filter paper, which is then mailed to a lab for analysis.
  • Omega Fatty Acid PanelA comprehensive omega fatty acid panel measures the complete fatty acid composition of your red blood cell membranes, including omega-3s (EPA, DHA, ALA), omega-6s (arachidonic acid, linoleic acid), trans fats, saturated fats, and monounsaturated fats.
  • HeartMath Cardiac Waveform AnalysisAdvanced cardio-acoustic analysis captures the precise signature of your heartbeat, revealing nutritional deficiencies, autonomic imbalances, and cardiovascular stress patterns invisible to standard testing.
  • VO2 Max TestingVO2 max testing measures your maximum oxygen consumption during exercise - the single strongest predictor of all-cause mortality and the gold standard for cardiovascular fitness assessment.

Hormone & Adrenal Testing

Covered

Complete hormonal and stress-axis mapping.

  • DUTCH Hormone TestThe Dried Urine Test for Comprehensive Hormones (DUTCH) is the most advanced hormone test available, mapping your complete hormonal landscape including cortisol patterns, sex hormones, their metabolites, and melatonin - all from dried urine samples collected at home.
  • Neurotransmitter TestingUrine-based neurotransmitter testing measures the levels of key brain chemicals including serotonin, dopamine, GABA, glutamate, norepinephrine, and epinephrine - providing a biochemical snapshot of your neurological function.
  • Comprehensive Hormone PanelA comprehensive hormone panel goes far beyond standard estradiol and testosterone testing, measuring total and free hormones, SHBG, DHT, androstenedione, pregnenolone, and progesterone - painting a complete picture of your hormonal cascade.
  • 4-Point Cortisol Saliva TestingFour-point salivary cortisol testing measures your cortisol levels at four specific times throughout one day (morning, noon, afternoon, evening), revealing your complete diurnal cortisol rhythm - the single most important adrenal function marker.
  • Comprehensive Thyroid PanelA comprehensive thyroid panel measures TSH, free T4, free T3, reverse T3, thyroid antibodies (TPO and TG), and thyroglobulin - providing a complete picture of thyroid production, conversion, autoimmunity, and cellular resistance.
  • Adrenal Stress IndexThe Adrenal Stress Index (ASI) combines 4-point cortisol rhythm testing with DHEA, insulin, and secretory IgA to provide a complete picture of your hypothalamic-pituitary-adrenal (HPA) axis function, metabolic health, and immune resilience.

Gut & Microbiome Testing

Covered

Advanced digestive, microbiome, and food-reaction testing.

  • GI-MAP Stool TestThe GI-MAP (Gastrointestinal Microbial Assay Plus) uses quantitative PCR technology to detect parasites, bacteria, fungi, and viruses in your gut with unmatched precision - plus critical markers for inflammation, immune function, and intestinal permeability.
  • Food Sensitivity PanelIgG and IgA food sensitivity panels test your immune system's response to 96-200+ foods, identifying delayed-reaction food sensitivities that are impossible to detect through elimination diets alone.
  • Comprehensive Stool AnalysisA comprehensive stool analysis combines culture-based methods with biochemical markers to assess digestion, absorption, inflammation, immune function, and the balance of beneficial and pathogenic organisms in your gut.
  • SIBO Breath TestThe Small Intestinal Bacterial Overgrowth (SIBO) breath test measures hydrogen and methane gas production after ingesting a lactulose or glucose solution, revealing bacterial overgrowth in your small intestine - a condition that drives bloating, gas, diarrhea, and malabsorption.
  • Shotgun Metagenomic SequencingShotgun metagenomic sequencing analyzes all the DNA in your stool sample - not just bacteria, but fungi, viruses, archaea, and parasites - providing species-level identification and functional pathway analysis of your gut microbiome.

Genetics & Longevity

Covered

DNA, biological age, and longevity diagnostics.

  • Biological Age TestingEpigenetic clock testing analyzes DNA methylation patterns across your genome to calculate your biological age - how old your cells actually are, regardless of your chronological birthday.
  • Clinical Genomic TestingClinical-grade genomic testing goes far beyond consumer DNA kits like 23andMe, analyzing specific gene variants (SNPs) that affect detoxification, methylation, inflammation, nutrient metabolism, and hormonal pathways.
  • Telomere Length TestingTelomere length testing measures the protective caps at the ends of your chromosomes that shorten with each cell division.
  • Nutrigenomics PanelNutrigenomics testing analyzes gene variants that affect how your body processes nutrients, including vitamin metabolism (MTHFR, VDR, BCMO1), caffeine sensitivity (CYP1A2), gluten intolerance (HLA-DQ2/DQ8), lactose intolerance (LCT), and omega-3 needs (FADS1/FADS2).

Toxins & Environmental

Covered

Heavy metals, mold, and environmental toxin screening.

  • Environmental Toxin PanelsComprehensive environmental toxin testing combines mycotoxin panels, GPL-TOX (toxic organic chemicals), and heavy metal testing to reveal the invisible toxic burden that may be driving your chronic symptoms.
  • Heavy Metals TestingHeavy metals testing measures your body's burden of toxic metals like mercury, lead, cadmium, arsenic, and aluminum - silent poisons that accumulate over decades and drive neurodegeneration, fatigue, hormonal disruption, and immune dysfunction.
  • Mold & Mycotoxin PanelMycotoxin testing measures the toxic byproducts of mold species in your urine, revealing exposure to dangerous mold toxins like ochratoxin A, aflatoxins, trichothecenes, and gliotoxin that accumulate from water-damaged buildings.
  • Environmental Toxin ScreenEnvironmental toxin screening tests for exposure to pesticides, herbicides, plasticizers (phthalates, BPA), solvents, and other petrochemical toxins that accumulate from everyday exposures to food, water, personal care products, and the built environment.

Energy & Functional Diagnostics

Covered

Biofield, electrodermal, and functional assessments you won't find anywhere else.

  • Bio-Well GDV ImagingGas Discharge Visualization (GDV) captures the photonic emissions from your fingertips, creating a real-time map of your body's energy field and revealing imbalances before they manifest as symptoms.
  • EAV / Electrodermal ScreeningElectrodermal screening is a family of technologies that measure electrical conductivity at acupuncture meridian points on your hands and feet.
  • Nutrition Response TestingA non-invasive neurological analysis that identifies which organs and systems are under stress and precisely which nutritional compounds your body needs to heal.

Infectious Disease

Covered

Advanced testing for hard-to-detect chronic infections.

  • Comprehensive Lyme Disease TestingComprehensive Lyme disease testing uses advanced methods like Western blot IgG and IgM, C6 peptide, CD57, and co-infection panels to detect Borrelia burgdorferi and related tick-borne infections that standard ELISA screening completely misses.

Mind + Nervous System

Covered

Holistic mental health and nervous system regulation approaches with no visit limits.

  • EMDR therapyEye movement therapy that processes trauma and reduces PTSD symptoms.
  • Somatic TherapyBody-based therapy that releases stored trauma and stress from your nervous system.
  • Internal Family Systems (IFS)Parts-based therapy that explores and heals inner conflicts and emotional patterns.
  • NeurofeedbackBrain wave training that improves focus, sleep, and emotional regulation.
  • BiofeedbackReal-time body monitoring that teaches you to control stress and physiological responses.
  • Breathwork sessionsGuided breathing techniques that reduce anxiety, increase energy, and promote healing.
  • Art therapyCreative expression guided by a therapist to process emotions and trauma.
  • Music therapyTherapeutic use of music to improve mental health, mood, and cognitive function.
  • Mindfulness-based stress reduction (MBSR) programsStructured mindfulness meditation program for stress, anxiety, and chronic pain.

Neuromodulation & Devices

Covered

Cutting-edge devices and therapies for brain optimization.

  • Vagus nerve stimulation devicesWearable device that stimulates your vagus nerve to reduce stress and improve HRV.
  • tDCS sessionsMild electrical brain stimulation that enhances focus, learning, and mood.
  • TMSMagnetic brain stimulation for depression, anxiety, and cognitive enhancement.
  • Frequency therapy devicesSpecific electromagnetic frequencies used to target pain and promote healing.
  • Bioelectric therapyLow-level electrical currents that reduce pain, accelerate healing, and restore cellular function.

Fitness & Movement

Covered

Single sessions only (not recurring subscriptions).

  • Pilates classCore-strengthening exercise system that improves posture, flexibility, and balance.
  • Yoga classMind-body practice combining poses, breathing, and meditation for total wellness.
  • Personal training sessionOne-on-one fitness coaching tailored to your goals and health conditions.
  • Physical therapy sessionGuided rehabilitation exercises to recover from injury or improve mobility.
  • Corrective exercise sessionSpecialized movement training to fix imbalances, prevent injury, and improve function.
  • Martial arts classSingle training session in any martial art for fitness, discipline, and self-defense.
  • Spin/cycling classHigh-intensity indoor cycling workout for cardiovascular fitness and endurance.
  • Swim lesson or lap swimSwimming instruction or pool access for low-impact cardiovascular exercise.
  • Rock climbing sessionIndoor or outdoor climbing for full-body strength, flexibility, and mental focus.
  • CrossFit drop-inSingle high-intensity functional fitness class combining weightlifting, cardio, and gymnastics.

Women's Health

Covered

Holistic and integrative women's healthcare.

  • Functional/integrative gynecology visitsIntegrative approach to women's health addressing root causes of hormonal issues.
  • Naturopathic women's health consultationsNatural medicine approach to menstrual health, hormones, and reproductive wellness.
  • Fertility acupunctureTraditional needle therapy to support reproductive health and improve fertility outcomes.
  • Pelvic floor physical therapySpecialized physical therapy for pelvic pain, incontinence, and postpartum recovery.
  • Bioidentical hormone therapy (BHRT)Natural hormone replacement for menopause, low energy, and hormonal imbalance.
  • Menstrual health treatmentsNatural therapies for period pain, irregular cycles, and menstrual disorders.
  • Menopause/perimenopause supportIntegrative treatments for hot flashes, mood changes, and hormonal transitions.
  • Breast thermographyNon-radiation breast imaging that detects inflammation and blood flow changes.
  • Women's health coachingPersonalized guidance for hormones, fertility, pregnancy, and menopause transitions.
  • Prenatal vitamins and supplementsHigh-quality prenatal supplements to support healthy pregnancy and fetal development.

Other Covered Items

Covered

Additional services, supplements, and assessments.

  • Supplement purchasesHigh-quality vitamins, minerals, and herbal supplements purchased with receipt.
  • Health coaching sessionsOne-on-one coaching for lifestyle, habits, stress management, and wellness goals.
  • Nutritionist / dietitian consultationsProfessional nutrition guidance for weight, digestion, disease prevention, and performance.
  • Naturopathic doctor visitsNatural medicine doctor visits focusing on whole-body healing and prevention.
  • Osteopathic manipulative treatmentHands-on therapy by a DO to improve alignment, mobility, and nervous system function.
  • Homeopathic consultationsLicensed homeopathic practitioner appointments for natural remedy prescriptions.
  • Ayurvedic consultationsTraditional Indian medicine consultations addressing body type, diet, and lifestyle balance.
  • Traditional Chinese Medicine consultationsTCM practitioner visits for herbal medicine, diagnosis, and treatment protocols.
  • Functional dentistry consultationsHolistic dental exams focusing on biocompatibility, airway health, and systemic connections.
  • Ergonomic assessmentsProfessional evaluation of your workspace to prevent pain and improve posture.
  • Sleep studiesOvernight monitoring to diagnose sleep apnea, insomnia, and sleep disorders.
  • Allergy testingTesting to identify environmental, food, or chemical allergies and sensitivities.
  • Bio-Well GDV imagingEnergy field imaging that measures stress, organ function, and energetic imbalances.
  • Biophoton analysisLight emission testing that assesses cellular health and biological coherence.
  • Heart rate variability (HRV) assessmentsNervous system and stress resilience testing through heart rhythm analysis.
  • Resting metabolic rate testingMeasures how many calories your body burns at rest for personalized nutrition planning.
Waiting period

Psychedelic Therapy

60-day wait

Ketamine, psilocybin, MDMA-assisted therapy (where legal).

  • Ketamine therapy / ketamine-assisted therapyFDA-approved treatment for depression, anxiety, PTSD, and chronic pain.
  • Psilocybin therapyGuided mushroom sessions for treatment-resistant depression and existential distress.
  • MDMA-assisted therapyAssisted therapy using MDMA for severe PTSD and trauma processing.
  • Psychedelic integration sessionsTherapy sessions to process and integrate insights from psychedelic experiences.
  • Ibogaine therapyPlant medicine therapy for addiction recovery and deep psychological healing.

Stem Cell & Regenerative

60-day wait

Advanced regenerative therapies for healing and longevity.

  • Stem cell therapyInjection of stem cells to regenerate damaged tissue, joints, and organs.
  • Exosome therapyCell-signaling therapy that promotes tissue repair and reduces inflammation.
  • PRP therapyYour own blood platelets concentrated and injected to accelerate healing.
  • PRF therapyPlatelet-rich fibrin injections for tissue regeneration and anti-aging treatments.
  • ProlotherapySugar-water injections that stimulate your body's natural repair of damaged ligaments.

Biological Dentistry

60-day wait

Metal-free, biocompatible dental treatments.

  • SMART protocol mercury/amalgam removalSafe protocol for removing toxic mercury amalgam fillings from your teeth.
  • Ceramic and zirconia fillingsMetal-free tooth fillings made from biocompatible ceramic materials.
  • Zirconia crownsStrong, biocompatible tooth crowns that won't trigger immune reactions or metal sensitivity.
  • Biocompatibility testingBlood test to determine which dental materials are safest for your body.
  • Ozone dental therapyOzone gas treatment that kills bacteria and promotes tooth remineralization.
  • PRF dental treatmentsYour own platelet-rich fibrin used to accelerate healing after dental procedures.
  • Zirconia implantsMetal-free tooth implants that are biocompatible and don't trigger immune reactions.
  • Ceramic implantsBiocompatible ceramic tooth replacements that integrate naturally with bone.
  • Cavitation surgeryRemoval of infected jawbone tissue that can cause chronic inflammation.
  • Holistic root canal alternativesBiocompatible approaches to saving infected teeth without standard root canal materials.
  • Metal-free dental restorationsTooth repairs using only ceramic, composite, and biocompatible materials.

Holistic Pregnancy & Maternity

9-month wait

Midwife, doula, and holistic pregnancy support (9-month waiting period).

  • Midwife servicesProfessional birth support for natural, home, or birth center deliveries.
  • Doula servicesNon-medical birth companion providing emotional and physical support during labor.
  • Postpartum doulaProfessional support for newborn care, breastfeeding, and maternal recovery after birth.
  • Prenatal acupunctureAcupuncture tailored for pregnancy to reduce nausea, pain, and prepare for birth.
  • Prenatal chiropracticGentle spinal adjustments during pregnancy to reduce pain and optimize fetal positioning.
  • Prenatal massageSpecialized massage therapy for pregnancy discomfort, swelling, and stress relief.
  • Hypnobirthing / birthing classesSelf-hypnosis and relaxation techniques for a calmer, less painful birth experience.
  • Lactation consultantBreastfeeding expert who helps with latching, supply, and feeding challenges.
  • Placenta encapsulationYour placenta processed into capsules for postpartum hormone balance and recovery.
  • Prenatal yoga sessionsPregnancy-safe yoga classes to build strength, flexibility, and birth preparation.
  • Prenatal pilates sessionsLow-impact core and pelvic floor strengthening for pregnancy and labor readiness.
  • Postpartum wellness treatmentsHealing therapies after birth including massage, acupuncture, and pelvic care.
  • Postpartum pelvic floor therapyPhysical therapy to restore pelvic strength and function after childbirth.
  • Home birth suppliesBirth kit, tub rental, and supplies for safe and comfortable home delivery.
  • Birth center feesFacility fees for midwife-led birth in a non-hospital birth center.
Your underlying insurance (ACA) + navigation

Your Underlying Insurance (via ACA)

Your insurance + Gabriel navigation

Conventional medical care is covered by your underlying ACA-compliant health plan, not by Gabriel. Gabriel does not reimburse or duplicate what your insurance covers. Instead, Gabriel helps you manage, maximize, navigate, and extract the most value from your plan, and provides deductible and catastrophic assistance when available.

  • Preventive & primary careAnnual physicals, screenings, vaccinations, and well-visits are covered at $0 by your ACA plan (no deductible). Gabriel does not reimburse these.
  • Hospital, ER, surgery & maternityInpatient stays, emergency care, surgery, ambulance/ICU, and maternity are covered by your ACA plan after deductible. Gabriel does not reimburse these directly.
  • Deductible assistance (when available)In a covered emergency, Gabriel uses every tool at its disposal to help offset your deductible. Discretionary and not guaranteed; depends on your Benefits Schedule, pool resources, and plan integrity review.
  • Superbill generationGabriel prepares itemized superbills so you can submit out-of-network and cash-pay visits to your insurer for reimbursement.
  • Claims & denial appealsGabriel helps you fight claim denials, file appeals, and push your insurer to pay what it owes.
  • Cash-pay negotiationGabriel negotiates cash-pay rates and medical bills on your behalf to lower what you actually pay.
  • Insurance navigation & maximizationGabriel helps you understand, optimize, and extract maximum value from your traditional health plan, including provider routing and benefit coordination.
Partner programs

In-Network Partners

Partner perk

Gabriel's in-network partners offer eligible products and services that are reimbursable through your wellness budget. See the full, current list and reimbursement details on our partners page.

  • ApothecaPractitioner-grade marketplace with 11,000+ supplements and wellness products from 350+ vetted brands. Eligible for reimbursement.
  • Matter PeptidesPharmaceutical-grade research peptides with verified batches and US manufacturing. Eligible for reimbursement.
  • AnswersComprehensive root-cause diagnostics marketplace with 1,500+ physician-ordered tests. In-network with Gabriel (coming soon).
  • See all partners →Visit gabrielcare.co/partners for the complete, up-to-date list of in-network partners and reimbursement guidance.
Not covered

Excluded Services

Not covered

Cosmetic procedures, elective surgeries, and non-medical treatments.

  • Botox, fillers, liposuctionCosmetic injectables and body contouring procedures for aesthetic purposes only.
  • Breast augmentationSurgical breast enlargement or enhancement for cosmetic reasons.
  • RhinoplastyCosmetic nose surgery to change shape or size for aesthetic purposes.
  • Cosmetic dental veneersPurely cosmetic tooth coverings to improve smile appearance.
  • Teeth whiteningCosmetic bleaching treatments to brighten teeth color.
  • Laser hair removalCosmetic laser treatments for permanent hair reduction.
  • Hair transplant surgerySurgical hair restoration procedures for cosmetic hair loss.
  • Weight loss surgeryBariatric surgeries like gastric bypass and lap band for weight reduction.
  • Fertility treatmentsIVF, IUI, and egg freezing procedures (currently under coverage review).
  • Elective plastic surgeryAny cosmetic surgical procedures not medically necessary.

Excluded Purchases

Not covered

Recurring subscriptions, home equipment, and food/retail items.

  • Monthly gym membershipsRecurring monthly gym fees (single drop-in sessions ARE covered).
  • Subscription supplement boxesAuto-renewing supplement deliveries (one-time purchases ARE covered).
  • Auto-ship supplement ordersRecurring automatic supplement deliveries.
  • Streaming wellness app subscriptionsMonthly app fees for meditation, fitness, or wellness platforms.
  • ClassPass or similar recurring membershipsSubscription-based fitness class access programs.
  • Meal delivery subscriptionsRecurring prepared meal or meal kit delivery services.
  • Food purchasesGroceries and food items including health food stores and supplements sold as food.
  • Clothing and athletic wearWorkout clothes, shoes, and athletic apparel.
  • Home fitness equipmentExercise machines, weights, resistance bands, and home workout gear.
  • Mattresses, pillows, or sleep productsBeds, bedding, and sleep accessories for home use.
  • Air purifiers, water filters, or home wellness devicesHome environment and water quality improvement devices.
  • Books, courses, or educational materialsSelf-help books, online courses, and educational content.
  • Travel expenses to/from providersTransportation costs, parking, or mileage for medical appointments.

Excluded Situations

Not covered

Claims that don't meet our coverage criteria.

  • Services from non-licensed or non-certified practitionersTreatments from providers without proper credentials or certifications.
  • Claims exceeding monthly benefit capReimbursement requests that go over your plan's monthly limit.
  • Services received before membership start dateTreatments obtained before your Gabriel Care coverage became active.
  • Services received during waiting periodTreatments obtained before the required 60-day or 9-month waiting period ended.
  • Claims submitted more than 90 days after date of serviceReceipts submitted too late for reimbursement processing.
  • Duplicate claims for the same service/dateMultiple reimbursement requests for the same treatment on the same day.
  • Claims without a valid receipt or invoiceReimbursement requests missing required documentation or proof of payment.
  • Services outside the United StatesTreatments received in other countries (except where explicitly covered).